Financial Independence 101: Think Long-Term

If you have read some of my other blog articles, you know that I am writing a lot about saving money … which is one of the most underrated aspects of financial independence, in my view. About a third of […]

Financial Independence 101: 5 Easy Ways to Save A Ton of Money Instantly

I am super passionate about helping people to save more money. This is because saving money has changed my life dramatically, and saving money is waaaaay underrated in our materialistic and spending-obsessed society. Frankly, I never understood how people can […]

Financial Independence 101: It All Starts With Saving $5 Today

It never ceases to amaze me how few people actually save money. Wherever I went in my life – and I have been around quite a bit – people seem weirdly obsessed with spending their hard earned cash as fast […]

Minimalism – A Key Tenet Of Financial Independence

Planning for and working towards financial independence can be hard work, especially at the beginning when you have to learn new savings, budgeting and investing skills. Financial freedom is a very worthwhile goal, though, for obvious reasons: If you don’t […]

How Much Money Do You Need To Retire Early and Drop Out Of The Rat Race?

That is the million dollar question right there. Of course, as a prudent financial consultant I can give you only rough guidelines as personal circumstances differ tremendously. How much money you need depends on a whole range of factors that […]

Choose Yourself: 5 Reasons To Drop Out Of The Rat Race

Are you stuck in your daily 9-to-5 grind? Would you like to escape the rat race, and regain control over your life? Yep, I know exactly how it feels because I have been in the exact same situation as you […]

Budgeting 101: Everything You Need To Know About The 50/30/20 Budgeting Rule

The 50/30/20 budgeting rule was formulated by former Harvard professor and U.S. senator from Massachusetts Elizabeth Warren in order to give people specific guidelines as to how they should allocate their disposable income. The disposable income is the income that […]

3 Essential Savings Tips That Can Save You Hundreds Of Dollars Each Year

Do you have savings goals? I hope that you do! As I have explained in a related article from last year “Why You Should Become A Budgeting Expert”, if you are serious about your savings goals you have to start […]

Should You Spend $5 On Your Daily Caffè Latte Or Better Save The Money?

There is a passionate discussion about this topic going on in the personal finance community and among bloggers. The central question is: “Should you save the $5 you spend every day on your morning caffè latte, or should you save […]

You Are Your Own Worst Enemy As An Investor

Whether you are a novice investor or a seasoned, professional investor…you are going to mistakes in the stock market, it is inevitable. Sometimes we buy the wrong stock at the wrong time, we sell winners too soon, we hold on […]

There Is No Reason To Be Scared: Here’s How You Can Learn About Investing Easily

If you are even slightly serious about attaining financial independence (which I hope you are!), you must learn how to invest money. There is no way around it. Work alone isn’t going to cut it. You need to leverage the […]

HELP! I Have Achieved Financial Independence…What Should I Do Now With My Life?

After years of working hard, tracking your expenses, saving and investing money, you have finally met your financial goals: You have socked enough money away so that you can live off of your investments. You create enough passive income from […]

Take These 4 Simple Steps To Reach Your Goals

2019 is just eight weeks old and many people have already given up on their New Year resolutions…it’s always the same, every year! You know this, right? We start out with good intentions, but ultimately our routine proves to be […]

4 Things You Need To Do To Prepare Your Portfolio For A U.S. Recession In 2019

The stock market has been in for a wild ride in the last couple of months. In 2018, the S&P 500, a major U.S. stock market index, lost 6 percent, which makes last year the worst year for stock investors […]

How To Retire From The Corporate Rat Race In 6 Months Or Less

You know the worst thing about the daily 9-to-5 grind? The feeling of hopelessness that you deal with in the morning as you get ready to go to work. That was always the worst part for me! Believe it or […]

Why You Should Save At Least 10 Percent Of Your Income

People really aren’t that good when it comes to saving money, it seems. A CNBC piece from earlier this year highlighted that a lot of people are utterly unprepared to deal with $400 in emergency expenses. CNBC itself cited the […]

So You Want To Start Investing In Stocks…Here Are 4 Things To Keep In Mind!

O.K., you are ready to start investing your hard-earned money into stocks. Congratulations. That’s great! If you haven’t invested money into stocks yet, no worries. You are about to step into a whole new world that is as fascinating as […]

How To Build Long-Term Sustainable Wealth

I bought my first stock at 16, and I remember it vividly. I went to the bank in my village and asked the teller how to buy a stock I read about in a newspaper article (and I showed him […]

Why You Should Develop Multiple Passive Income Streams

Passive income is income that you generate without working for it. Think dividend income or income from one of your rental properties. The difference between active income and passive income is that passive income doesn’t require you to invest time […]

10 Side Hustles For 2019: 10 Income Ideas You May Want To Explore

It’s a great time to start a side hustle: The internet has never in its existence offered you more opportunities to make money online from the comfort of your home. You can easily start an online business, market your skills […]

What To Do When The Stock Market Crashes

The bull market is approaching its 10-year anniversary, and there are signs that a recession may be in the cards in 2019. If you remember, the stock market reached its low in March 2009 at the height of the financial […]

Investing 101 – Don’t Make These Beginner Mistakes (Learn From Me And Save Money And Time!)

Everybody makes mistakes in the stock market, we all do. However, mistakes in the stock market can cost you a hell of a lot of money fairly quickly, which is why I have compiled a list of investing principles that […]

How Much Money Should Millennials Put In Stocks?

If you are just starting out in your job after graduation or whether are a young professional already, the question always is: “How much money should you invest in the stock market?” That’s a very good, and very valid question, […]

Overcoming Fear As An Online Entrepreneur/Digital Nomad

As online entrepreneurs and digital nomads, uncertainty and fear are companions in our daily lives. Will our product/service catch on? Will my new book or online course be successful? Will my Social Media marketing campaign pay off? Are my customers […]

The Power Of Compounding

One of the most important investment concepts people need to understand is the concept of compounding. In a nutshell, compounding means that your investment returns – dividend income or interest, for example -, also produce investment returns if you reinvested […]

Why Retiring In Your 30s Is Not A Pipe Dream

When I meet new people and they ask me what my job is, I just tell them, “I am retired”. Then I pause for effect. Usually, you can see them get visibly irritated. “You are young, how can you possibly […]

How To Retire In Your 30s

Wouldn’t it be wonderful to retire in your 30s (or maybe even at a younger age!) and saying goodbye to the corporate rat race once and for all? Wouldn’t it be great to be financially secure, not having a boss, […]

Why You Shouldn’t Put Money Into Bitcoin

Why You Shouldn’t Put Money Into Bitcoin  A lot of people are caught up in the crypto craze these days. Cryptocurrencies have rocked into the mainstream’s focus in 2017 when major cryptos such as Bitcoin, Ethereum, and Ripple skyrocketed and […]

Five Things People Don’t Understand About Early Retirement

A friend of mine recently asked me what – in my opinion – the top 5 financial misconceptions are that people have early retirement. Never shy about sharing my opinion about money and investments, I happily obliged and we engaged […]

Why You Should Become A Budgeting Expert

Knowledge is power. If you have basic budgeting skills you are doing much more than simply getting a better grasp of your financial situation. Budgeting allows you to regain control over your life, understand yourself and your spending habits better, […]

Why You Should Avoid Debt At All Costs

Debt comes in multiple forms, so it is important that we clarify what kind of debt I am actually going to talk about here. What I don’t mean is “investment debt”, or “productive debt” which is debt that is related […]


Hi guys, I am Chris. I retired at the age of 32. After I graduated from university with a Masters in Business Administration, I worked as a financial consultant in Europe. It wasn’t long until I decided that I wanted to quit the soul-sucking, pointless corporate rat race, strike out on my own, and live life on my own terms. Turns out, this was the best decision I have ever made!

Almost seven years ago, from one day to the other, I packed up my stuff and flew to SE Asia. I had no travel plans, no bookings, no itinerary, no connections, no rescue plan, nothing. I just packed my suitcase with what I thought I would need the most, and just left. First destination: Bangkok.