Hi, my name is Chris and I retired at 32 in Thailand.

Just a few years ago, I worked in a job I hated and, frankly, was quite depressed. Getting up early in the morning was a major problem for me, as was going to work on time. I genuinely despised my career and my life, and I knew I had to find another way to break out of the vicious cycle of despair and hopelessness.

I started to understand that the path to financial freedom was not a 6-figure salary, and not getting another promotion. In fact, everything we are taught to believe in our society goes exactly against achieving financial freedom: We are enticed to go into debt, we spend excessively on entertainment, we buy expensive cars to show off, and we sign mortgages for houses that are too big … all in an effort to impress others.

Once I realized that financial independence is more of a mindset and a persistence exercise than anything else, the fog slowly cleared and it dawned on me why there are so many people in their 30s or 40s that are actually retiring early, way ahead of time, and living life on their own terms.

81953619_171940677416000_5796474870405529600_n

“Chris elegantly unpacks what it takes to reach Financial Independence. His story is both motivating & repeatable, if you are diligent enough to follow his steps and stick to it. We thoroughly enjoyed this book & know if it will help you unlock the path to what we are all ultimately seeking: Freedom.”

-TheStealthyRich TheFinanceTwins

FinCon-Twins-768x519

“Whether you’re sick of living a miserable 9-to-5 existence or simply looking for the inspiration to learn the fundamentals of personal finance, this book has all of the ingredients and serious advice to set you free on your path to financial independence.”

-Camilo Maldonado, Co-Founder TheFinanceTwins

Financial independence is not about making a lot of money. It is about FREEDOM. It is about the freedom to decide what you will accept in your life. It is about not having to put up with abusive bosses that demand you cancel your holidays for the benefit of the company and not having to put up with insufferable and obnoxious work colleagues … Enjoying this kind of freedom is what financial independence is really all about.

I was fortunate enough to achieve financial independence at 32 because I hustled,tracked every cent I made and saved money when others would go out and carefully craft their “successes” on Facebook and Instagram. I now live an incredible life in Thailand, free of stress and financial worries. This didn’t happen because I am so smart, or because I come from a wealthy family, but because I always did the complete opposite of what society conditioned me to do: I never got into debt, I saved 50% or more of my income, I budgeted ever cent and I started to invest in stocks at 15 years young.

64717711_920983574908941_8257958875346942886_n

“This is one of the most well written finance and personal development books I have ever read … It encourages you to take continuous action towards reaching your personal and financial goals.”

-Andrew Johnston, theandrewjohnston

528625-large

“I warn you that what you’ll find in this book is not flashy nor a way to get rich quick. But it is the tried-and true method that has worked for nearly everyone who has already reached financial independence, including myself.”

-Jeremy Schneider, Founder Personalfinanceclub

YOU can do the same!

There is no secret to financial independence, but there is also no shortcut. Everyone who tells you there is, lies.

Financial freedom can be achieved by anybody – and I mean anybody – that is willing to raise their financial IQ and endorse frugality for a certain period of their lives.

My book “Financial Independence – The Ultimate Guide to Exploding Your Income, Dropping Out of the Rat Race and Achieving Financial Freedom” shows you in great detail how YOU need to save, budget and invest money in order to become financially free.

I give you a detailed list of expenses to cut down on in order to boost your savings rate, and set you up for a new life. I guide you through the entire budgeting process. You will learn a LOT about investing. Additionally, I walk you through a couple of examples of how much your daily coffee latte or your Netflix subscription REALLY cost you over time. (Note: You will be shocked how much money you are wasting on such items when you factor in time!) Lastly, I will show you the sure-fire way to retiring as a millionaire, the slow way.

My book “Financial Independence – The Ultimate Guide to Exploding Your Income, Dropping Out of the Rat Race, and Achieving Financial Freedom” will show you step-by-step how to solve your financial problems, get out of debt, budget your money and invest money so that you, too, can drop out of the rat race and live life on your own terms.

Change your life, one page at a time.

Hi, my name is Chris and I retired at 32 in Thailand.

Just a few years ago, I worked in a job I hated and, frankly, was quite depressed. Getting up early in the morning was a major problem for me, as was going to work on time. I genuinely despised my career and my life, and I knew I had to find another way to break out of the vicious cycle of despair and hopelessness.

I started to understand that the path to financial freedom was not a 6-figure salary, and not getting another promotion. In fact, everything we are taught to believe in our society goes exactly against achieving financial freedom: We are enticed to go into debt, we spend excessively on entertainment, we buy expensive cars to show off, and we sign mortgages for houses that are too big … all in an effort to impress others.

Once I realized that financial independence is more of a mindset and a persistence exercise than anything else, the fog slowly cleared and it dawned on me why there are so many people in their 30s or 40s that are actually retiring early, way ahead of time, and living life on their own terms.

81953619_171940677416000_5796474870405529600_n

“Chris elegantly unpacks what it takes to reach Financial Independence. His story is both motivating & repeatable, if you are diligent enough to follow his steps and stick to it. We thoroughly enjoyed this book & know if it will help you unlock the path to what we are all ultimately seeking: Freedom.”

-TheStealthyRich TheFinanceTwins

FinCon-Twins-768x519

“Whether you’re sick of living a miserable 9-to-5 existence or simply looking for the inspiration to learn the fundamentals of personal finance, this book has all of the ingredients and serious advice to set you free on your path to financial independence.”

-Camilo Maldonado, Co-Founder TheFinanceTwins

Financial independence is not about making a lot of money. It is about FREEDOM. It is about the freedom to decide what you will accept in your life. It is about not having to put up with abusive bosses that demand you cancel your holidays for the benefit of the company and not having to put up with insufferable and obnoxious work colleagues … Enjoying this kind of freedom is what financial independence is really all about.

I was fortunate enough to achieve financial independence at 32 because I hustled,tracked every cent I made and saved money when others would go out and carefully craft their “successes” on Facebook and Instagram. I now live an incredible life in Thailand, free of stress and financial worries. This didn’t happen because I am so smart, or because I come from a wealthy family, but because I always did the complete opposite of what society conditioned me to do: I never got into debt, I saved 50% or more of my income, I budgeted ever cent and I started to invest in stocks at 15 years young.

64717711_920983574908941_8257958875346942886_n

“This is one of the most well written finance and personal development books I have ever read … It encourages you to take continuous action towards reaching your personal and financial goals.”

-Andrew Johnston, theandrewjohnston

528625-large

“I warn you that what you’ll find in this book is not flashy nor a way to get rich quick. But it is the tried-and true method that has worked for nearly everyone who has already reached financial independence, including myself.”

-Jeremy Schneider, Founder Personalfinanceclub

YOU can do the same!

There is no secret to financial independence, but there is also no shortcut. Everyone who tells you there is, lies.

Financial freedom can be achieved by anybody – and I mean anybody – that is willing to raise their financial IQ and endorse frugality for a certain period of their lives.

My book “Financial Independence – The Ultimate Guide to Exploding Your Income, Dropping Out of the Rat Race and Achieving Financial Freedom” shows you in great detail how YOU need to save, budget and invest money in order to become financially free.

I give you a detailed list of expenses to cut down on in order to boost your savings rate, and set you up for a new life. I guide you through the entire budgeting process. You will learn a LOT about investing. Additionally, I walk you through a couple of examples of how much your daily coffee latte or your Netflix subscription REALLY cost you over time. (Note: You will be shocked how much money you are wasting on such items when you factor in time!) Lastly, I will show you the sure-fire way to retiring as a millionaire, the slow way.

My book “Financial Independence – The Ultimate Guide to Exploding Your Income, Dropping Out of the Rat Race, and Achieving Financial Freedom” will show you step-by-step how to solve your financial problems, get out of debt, budget your money and invest money so that you, too, can drop out of the rat race and live life on your own terms.

Change your life, one page at a time.